GIRDLER ANNOUNCES INSURANCE PROTECTION BILLS SIGNED INTO LAW

Legislation to strengthen insurance fraud protections

FRANKFORT, KY. (March 20, 2025) – Sen. Rick Girdler, R-Somerset, announced today that two of his bills aimed at strengthening insurance protections and coverage requirements in Kentucky have been signed by the Governor. Senate Bill (SB) 24 and SB 18 address critical gaps in insurance regulations to better safeguard consumers and promote accountability in insurance and auto sales industries.

“These bills set clearer standards, close loopholes, and hold individuals and businesses to a higher level of accountability,” said Girdler. “They’re practical, commonsense solutions that will make a real difference for Kentuckians by strengthening our insurance system and protecting consumers. I was proud to carry this legislation and work with my colleagues to get it across the finish line.”

SB 24 targets insurance fraud by expanding what qualifies as a fraudulent statement in property and casualty insurance claims. SB 18 clarifies insurance coverage requirements for motor vehicle dealers and other licensees to better protect consumers and ensure financial responsibility.

Both measures passed with strong bipartisan support.

For more information about these bills and the 2025 Kentucky General Assembly, visit www.legislature.ky.gov.

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Sen. Rick Girdler, R-Somerset, represents the 15th Senate District, including Clinton, Cumberland, Pulaski, Russell, and Wayne Counties. Girdler serves as vice chair of the Senate Banking and Insurance Committee. He is also a member of the Senate Committees on Economic Development, Tourism, and Labor; Families and Children; and Natural Resources and Energy. Additionally, Girdler serves on the Capital Projects and Bond Oversight Committee.

Please visit: https://legislature.ky.gov/Legislators%20Full%20Res%20Images/senate115.jpg for a high-resolution .jpeg of Girdler.